No-Fault takes effect May 1, 2021. ICBC has rebranded it as “Enhanced Care.” Time will soon tell if all will improve as promised.
ICBC’s on a massive ad campaign. “It’s as exciting as insurance gets” with better benefits and lower premiums. Better benefits? The truth is that treatment coverage will remain the same as it is now. Lower premiums? We only need to look at this mega-million dollar ad blitz to see ICBC’s horrendous waste of money. It’s a monopoly. It has no need to advertise. We’d all prefer to see those millions go towards lowering our premiums. But we don’t have a say.
Be prepared. In less than 2 months, ICBC will have full and complete authority, which the B.C. Government has put into law. Under this “Enhanced Care” (No-Fault), all our rights will be removed. How interesting that ICBC has kept that from us. No fault means no right to challenge or appeal ICBC’s decisions. No fault means no right to compensation, no right to seek fairness or protection, no right to hire a lawyer, no right to turn to our Courts. No fault means no justice.
The accident circumstances will no longer matter. Whether you’re a seriously injured pedestrian, cyclist, innocent driver, or passenger, ICBC will treat (or mistreat) you the same as the driver at fault. Far worse, if you suffer catastrophic injury such as losing a leg, limb, vision, internal organ, become paraplegic or quadriplegic, ICBC’s “Enhanced Care” won’t care. You no longer have the right to sue.
ICBC alone will determine if and what you’re entitled to, if anything at all. ICBC, at its whim, can mislabel any driver as “higher risk” then slap them with higher insurance premiums. It will have full reign to set and enforce its rules. Given how tight-fisted ICBC is under our current system, what B.C. drivers are about to face with ICBC’s sweeping new powers, free of litigation, is frightening indeed. Better benefits? Lower premiums? Enhanced care? We will soon know.
Brace yourselves. B.C. drivers have no idea what’s about to hit us.
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